Need cash quickly? Get Loans USA connects you with participating lenders who offer personal loans from $100 to $5,000. We welcome all credit types — good credit, bad credit, and poor credit. No collateral required and zero application fees. Submit a simple request online and get a decision in minutes. If approved, funds can arrive in your account in as little as 24 hours.
No lengthy paperwork. No waiting rooms. Get connected with a lender fast.
Fill out our secure online form in just a few minutes. There is never an application fee.
We instantly connect you with participating lenders. Most people receive a decision shortly after submitting their request.
If approved by a lender, funds can be deposited into your bank account in as little as 24 hours.
We believe your credit score shouldn't be the only factor that determines your options. Our network of lenders considers the full picture and works with borrowers across all credit situations.
Actual rates, fees, and terms are set by the participating lender and disclosed before you accept any loan.
Get Your Rate →Everything you need to know before applying.
The lenders on our network offer flexible repayment terms in multiple installments. You may pay off your loan early without a penalty. Our lenders give you as much as 72 months to repay your loan.
APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from 4.99% to 35.99%, or to the discretion of the lender, and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between 00 and 5,000. Not all lenders can provide up to 5,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Loan transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.
Exclusions. The services offered by this website might not be available in every state. The states serviced by this website may change from time to time, without notice.
Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs. Late payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions — please review their policies for further information. Nonpayment of credit could result in collection activities. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy.
†† Rate Check Notice. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.